The Stake-to-Access Flow

Step 1: Service Discovery A user finds a Stakefy-enabled service (e.g., analytics platform, API provider, premium content).

Step 2: Stake Selection Instead of "Subscribe for $10/month," they see:

• Option A: Pay $10/month (traditional)

• Option B: Stake 1,200 USDC (stake-to-access)

Step 3: Wallet Connection User connects their Solana wallet (Phantom, Solflare, Backpack).

Step 4: Stake Transaction User approves a single transaction that:

• Locks their chosen amount (SOL, USDC, or SFY)

• Delegates staking to Stakefy's validator network

• Grants immediate access to the service

Step 5: Yield Distribution The smart contract automatically:

• Captures staking rewards

• Routes yield to the provider's wallet

• Maintains user's principal balance

Step 6: Access Management As long as the stake is active:

• User has full access to the service

• Provider receives continuous yield

• User can view real-time yield generation

Step 7: Unstaking When the user wants to cancel:

• Initiate unstake in Stakefy Dashboard

• Wait for network unbonding period (~2 days on Solana)

• Receive full principal back to wallet

• Access automatically revokes

Stake Requirements: The Math

We use a simple formula to ensure providers receive equivalent revenue:

Quick UX Rule:

Required Stake ≈ (12 × monthly fee) / net APY

Exact Formula:

Required Stake = monthly fee / ((1 + APY_net)^(1/12) - 1)

Example: $10/month subscription

We apply a ~10% buffer to account for yield volatility and network fees.

Why users prefer this:

• SOL staker: Keeps $2,000 in appreciating asset vs. spending $120

• USDC staker: Keeps $2,400 stable capital vs. permanent outflow

• SFY staker: Only needs $480 locked + gets governance rights