Compliance & Security at Stakefy

Building Trust Through Transparency

At Stakefy, we recognize that trust is the foundation of any financial platform. As we pioneer stake-to-access payment infrastructure, we're committed to maintaining the highest standards of regulatory compliance, security, and transparency. Our platform is built to meet global financial regulations while preserving the decentralized principles that make Web3 revolutionary.

Regulatory Compliance

Global Standards

Stakefy operates in accordance with international financial regulations, including anti-money laundering (AML) and counter-terrorism financing (CTF) frameworks. We work closely with regulatory bodies across multiple jurisdictions to ensure our platform remains compliant as the regulatory landscape evolves.

Know Your Customer (KYC)

We implement robust KYC procedures to verify user identities and prevent fraudulent activities. Our automated verification system balances regulatory requirements with user privacy, ensuring a seamless onboarding experience while maintaining full compliance. All user data is encrypted and stored securely in compliance with GDPR and other data protection regulations.

Licensing & Registration

Stakefy is registered as a Virtual Asset Service Provider (VASP) and maintains necessary licenses to operate in our target markets. We continuously monitor regulatory developments and adapt our compliance framework to meet evolving requirements in the digital asset space.

Security Infrastructure

Smart Contract Audits

All StakePay smart contracts undergo rigorous third-party security audits by leading blockchain security firms. Our contracts are open-source and publicly verifiable, allowing the community to review our code for vulnerabilities. We maintain a bug bounty program to incentivize responsible disclosure of security issues.

Multi-Layer Security

• Cold Storage: The majority of user funds are stored in cold wallets with multi-signature requirements

• Encryption: All sensitive data is encrypted both in transit and at rest using industry-standard protocols

• Access Control: Role-based access control (RBAC) limits system access to authorized personnel only

• Real-Time Monitoring: 24/7 security monitoring detects and responds to potential threats instantly

Blockchain Transparency

Every stake transaction is recorded on-chain, creating an immutable audit trail. Users and auditors can verify all platform activities independently, ensuring complete transparency in fund management and yield distribution.

Data Protection & Privacy

GDPR Compliance

Stakefy fully complies with the General Data Protection Regulation (GDPR) and other international privacy laws. Users have the right to access, correct, or delete their personal information at any time. We implement privacy-by-design principles, collecting only necessary data and minimizing storage duration.

Data Encryption

All personally identifiable information (PII) is encrypted using AES-256 encryption. Our infrastructure includes multiple security layers to prevent unauthorized access, including firewalls, intrusion detection systems, and regular penetration testing.

User Privacy

While we maintain KYC records for compliance, on-chain transactions are pseudonymous. We never sell user data to third parties and strictly limit data access to compliance and security purposes only.

Financial Controls

Anti-Money Laundering (AML)

Our AML program includes transaction monitoring, suspicious activity reporting, and ongoing due diligence. Automated systems flag unusual transaction patterns for review by our compliance team.

Sanctions Screening

All users and transactions are screened against international sanctions lists, including OFAC, UN, and EU sanctions programs. We prohibit access from sanctioned jurisdictions and block sanctioned individuals from using our platform.

Transaction Limits

Risk-based transaction limits help prevent fraudulent activities while allowing legitimate users seamless access. Higher limits are available for verified business accounts with enhanced due diligence.

Audits & Reporting

Regular Audits

Stakefy undergoes regular financial and security audits by independent third-party firms. Audit reports are made available to regulators and, where appropriate, to the public to maintain transparency.

Proof of Reserves

We publish regular attestations of on-chain reserves, allowing users to verify that all staked funds are fully backed and accounted for. Our smart contracts are designed to make fund movements transparent and traceable.

Incident Response

In the unlikely event of a security incident, we maintain a comprehensive incident response plan that includes user notification, regulatory reporting, and remediation procedures. Our team conducts regular drills to ensure readiness.

Business Compliance

For Service Providers

Businesses integrating StakePay benefit from our compliant infrastructure. We handle regulatory requirements on behalf of merchants, including:

• User verification and KYC

• Transaction monitoring and reporting

• Sanctions screening

• AML compliance

This allows businesses to focus on growth while we manage compliance complexity.

Merchant Due Diligence

We conduct thorough due diligence on all businesses before approving them for StakePay integration. This includes business verification, beneficial ownership identification, and ongoing monitoring to ensure merchants operate legitimately.

Commitment to Evolution

The regulatory landscape for digital assets continues to evolve, and Stakefy is committed to staying ahead. We actively participate in industry working groups, engage with policymakers, and adapt our compliance framework proactively.

Our compliance team monitors global developments and implements necessary changes to ensure Stakefy remains at the forefront of regulatory best practices in the Web3 payment space.

Contact Our Compliance Team

For compliance-related inquiries, regulatory questions, or to report suspicious activity:

Email: compliance@stakefy.io
Compliance Officer: Jasper Soemonson

Last Updated: 2, October 2025
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