The Problem We're Solving

Current Payment Models Are Capital-Inefficient

Traditional payment models — whether Web2 SaaS subscriptions or Web3 recurring payments — are fundamentally consumptive. Every month, money flows one-way from user to provider. It's extracted, non-recoverable, and creates constant friction.

For Users:

• Capital permanently leaves their wallet ($10/month = $120/year gone forever)

• No transparency into how funds are used

• Accumulating costs with zero residual value

• Payment failures, expired cards, and geographic restrictions

For Businesses:

• High payment processing fees (2-5% per transaction)

• Constant churn requires expensive user acquisition

• Revenue volatility from cancellations

• Difficulty onboarding crypto-native users who resist credit cards

For the Ecosystem:

• $1.5T subscription market still runs on 1970s credit card infrastructure

• 20-40% of subscription revenue lost to processing fees and churn

• Web3 adoption blocked by lack of native payment rails

• Staking remains isolated from real-world utility

The Core Issue: Misaligned Incentives

In traditional models:

• Users want to minimize spending → cancel subscriptions

• Providers want to maximize revenue → increase prices

• Payment processors extract value → everyone pays fees

There's no win-win. Just competing interests extracting from each other.